Tax Planning Consulting Services

Professional Planning Associates provides a complete audit of  your business.

• No Selling
• No Commissions
• No Product Motivation

From this audit you can expect to:

• Lower expenses
• Increase deductible expenses
• Improve benefits
• Save time
• Increase your knowledge on the benefits of business ownership

Are you exposed without:

• Multiple corporations
• A Buy/Sell agreement
• Creditor-proof retirement plans
• Proper Trust arrangements

Are you paying too much for:

• Income taxes
• Payroll taxes
• Health insurance premiums
• Retirement plan administration
• Welfare benefits

Could you benefit from a:

• Private Annuity Trust
• Accounts Receivable Trust
• Living Trust
• Charitable Trust

Professional Planning Associates will audit your business. We do not sell you insurance or investment products.  We work on a fee basis.  You will get individual consulting on how to maximize ownership of your business. The tax-savings and cost-savings of this audit will be realized year after year.

Tax Advantages

The goal is to reduce your income tax, payroll taxes, capital gains tax and estate taxes.  This audit starts by exploring entity options.  Should you incorporate using an S-corp., C-corp., or LLC?  Should you have multiple corporations? We'll tell you which entity best suits your needs and why.  Next, we'll make sure you're writing off everything you legally can through your business.  The list of Ordinary Business Expenses is long.  We'll make sure you're not missing anything.

Flexible Spending & Medical Reimbursement Plans

How much are you spending to maintain your health and take care of your dependents? Flexible Spending and Reimbursement plans go well beyond health insurance. They provide the use of pre-tax dollars to pay for health and dependent-care expenses. In this audit we'll create the best plan and coverage to match your needs and lifestyle. You'll benefit by using pre-tax dollars to pay for these needs, reduce unnecessary expenses and secure the best coverage.

Retirement Plans

There are three components to a retirement plan:  The type of plan, the administration and the investments the plan uses.  Based on a group census, this audit will advise as to the best plan, i.e. Profit Sharing, Defined Benefit, 401k, or many other options.  Then we'll recommend how the plan should be administered.  For the investments we'll make general recommendations as to appropriate investments as they relate to liability issues, costs and fees.

Partnership Agreements

If you have a partnership or multi-shareholder corporation you need to have a Buy/Sell Agreement. This is a document that sets the parameters for valuing your business, how a death or long-term disability will be handled, what happens if a member steals or files bankruptcy. This audit will determine which type of agreement will best suit your needs, what terms should be included and how the funding can best be accomplished.

Trust Arrangements

When selling property, stocks, real estate or other assets, various Trusts can provide significant capital gains tax advantages.  Other Trusts can provide income-tax relief on soon-to-be collected accounts receivable.  Still other Trusts can be extremely beneficial when structuring agreements between partners or shareholders.  In this audit we'll determine if you can benefit from any type of trust arrangement, and whether the intent is to reduce capital gains, income or estate taxes, protect assets or preserve your wealth.  This is a service that is proprietary in its completeness.  The tax benefits realized can be substantial.

5830 Oberlin Drive, Suite 304
San Diego, CA 92121
Phone: 800-731-8122
info@proplanusa.com